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N26

Read 40620 verified reviews for N26. See ratings, business responses, and what customers really think.

n26.com

Berlin, DE

finance-insurance

Founded: 2005

Employees: 1001-5000

Rating: 4.1/5Based on 40620 Reviews

GuardScore is based on recency, verified reviews, and review volume.

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Customer reviews for N26

  1. DarkSpecter69Rating: 5/5Verified

    Best I've tried

    consistent experience every time. doesnt always wow but never disappoints either. thats rare tbh

  2. RageWolf77Rating: 3/5Verified

    Average

    gets the job done but the competition is catching up. needs to keep improving ngl

  3. ShadowBear69Rating: 5/5

    my go-to for this now. tried 4 alternatives and keep coming back. something to be said for that fr

  4. StormTiger_clipsRating: 5/5Verified

    Outstanding

    consistent experience every time. doesnt always wow but never disappoints either. thats rare imo

  5. EliteLegend2023Rating: 4/5Verified

    Would recommend

    mostly positive. had one issue that took a while to resolve but they did resolve it. would use again fr

  6. NeonNode2024Rating: 5/5

    Una pasada

    Muy contento. Llegó antes de lo esperado y todo en perfectas condiciones fr

  7. hugo_fr2024Rating: 4/5Verified

    Good overall

    4 stars because nothing is perfect but this is close enough. happy customer overall!

  8. xXKill69Rating: 5/5Verified

    works great, no bugs, fast. what more do you want fr personally

  9. IceKill_twitchRating: 1/5Verified

    pésimo servicio, me dejaron sin solución durante semanas. no lo recomiendo a nadie ngl

  10. GhostCode_twitchRating: 4/5Verified

    Casi perfecto

    buena experiencia, el soporte tardó un poco pero resolvió mi problema correctamente!

About N26: Reviews

Pros

  • Quick account opening with fully mobile process
  • Real-time transaction notifications and spending insights
  • No physical branches needed, accessible from anywhere

Cons

  • Limited physical presence may complicate certain banking needs
  • Customer support may be slower compared to traditional banks
  • Certain banking features may be restricted by country regulations

Business Description

**What is N26?** N26 is a mobile banking company founded in 2013 and headquartered in Berlin, Germany. It offers financial services primarily through a mobile app, targeting consumers who prefer digital-first banking solutions. Its customers include individuals seeking banking services such as account management and money transfers without visiting physical branches. N26 operates within the fintech industry, combining banking with technology to simplify typical financial transactions. **How does it work?** N26 operates a fully digital bank platform accessible via mobile apps on smartphones. Customers can open accounts quickly online, manage their finances, and use N26’s debit cards for payments worldwide. The platform integrates features like real-time transaction notifications and international money transfers. It partners with banks and payment networks to deliver banking services without maintaining physical offices. **Products and services** N26 offers a mobile banking account with no physical branches, including debit Mastercard cards for purchases and ATM withdrawals. Its services include domestic and international money transfers, spending insights, and instant notifications. The platform supports account management tools designed to assist users with budgeting and financial planning. N26’s services target consumers who prefer a mobile-only banking experience with integrated financial tools.

How is the GuardScore calculated?

Recency · Recent reviews carry more weight than older ones, reflecting the current customer experience.

Verified reviews · Only reviews from real, verified customers are counted in the GuardScore.

Volume · The more reviews a business has, the more reliable and stable its GuardScore becomes.

Learn more about GuardScore
mobile-bankingdigital-bankingdebit-cardsinternational-money-transfersfintechonline-bankingfinancial-planning

Business activity: N26

Response rate: 0%

Frequently Asked Questions about N26

Why did my N26 account get frozen?

A lot of users have reported having their accounts frozen unexpectedly, often without clear communication from customer support. It seems to happen during routine checks or due to security protocols, and many people feel frustrated by the slow response in getting their accounts reinstated.

Is N26 customer support reliable?

Honestly, many users have been pretty disappointed with N26's customer service. Some have faced long wait times for responses or difficulty getting the help they need when issues arise, which can be really stressful.

How easy is it to set up an N26 account?

From what I've seen, opening an N26 account is usually quite straightforward. Many users, including those who are foreigners, have found the setup process quick and easy, which is a big plus for new customers.

What should I do if my N26 account is closed?

If your account gets closed, it can be a hassle since responses from customer support can take time. Some users suggest reaching out through the app directly or trying to get help via social media for a faster resolution.

Are there any hidden fees with N26?

Most people mention that N26 is pretty transparent about fees, but a few have raised concerns about unexpected charges. It's a good idea to double-check all the terms when you sign up to avoid any surprises.

Has anyone experienced security issues with N26?

Yeah, there have been reports of phishing scams and users feeling insecure about their accounts. While some people haven't faced issues, it’s definitely been a concern for others, so staying vigilant is key.

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