Perfecto
Muy buena plataforma, llevo meses usándola y sin problemas. Lo recomiendo tbh
Chime
Read 12512 verified reviews for Chime. See ratings, business responses, and what customers really think.
chime.comSan Francisco, US
finance-insurance
Founded: 1997
Employees: 1001-5000
Rating: 3.6/5Based on 12512 Reviews
- 5 ★: 50 Reviews
- 4 ★: 11 Reviews
- 3 ★: 12 Reviews
- 2 ★: 5 Reviews
- 1 ★: 7 Reviews
GuardScore is based on recency, verified reviews, and review volume.
Learn more about GuardScoreCustomer reviews for Chime
DarkKnight2025Rating: 5/5Verified carmen_deRating: 3/5 It's ok
decent product but the UI needs work. not terrible not great fr
GhostSpecter_fxRating: 5/5Verified Honestly one of the best platforms ive used in a while. delivery was fast and no issues at all 👍
VoidGamer_twitchRating: 5/5 lowkey underrated tbh. doesnt get the hype but quality is there. definitely recommend personally
NightRaven1337Rating: 3/5Verified regular, funciona pero no destaca. para el precio que tiene esperaba algo mejor.
FirePlayer_opRating: 5/5Verified Excellent!
they actually listen to user feedback. feature i suggested 6 months ago is now in the product. nice.
GhostHack_xdRating: 5/5Verified been around for a while so theyve had time to get it right and it shows. polished experience personally
NightByteXXRating: 5/5Verified Best I've tried
my go-to for this now. tried 4 alternatives and keep coming back. something to be said for that!
StormMage1337Rating: 5/5Verified works great, no bugs, fast. what more do you want fr personally
IceQueen88Rating: 5/5 10/10
been around for a while so theyve had time to get it right and it shows. polished experience ngl
About Chime: Reviews
Pros
- No monthly fees or minimum balance requirements
- Early direct deposit access for faster paychecks
- Integrated mobile app for account management and notifications
Cons
- Limited traditional banking services like loans or in-branch support
- Few physical bank locations or ATM fee reimbursements outside network
- Not all customers qualify for every feature such as credit building
Business Description
**What is Chime?** Chime is a financial technology company founded in 2012 and headquartered in San Francisco, California. It operates primarily as a mobile banking service targeting consumers who want simplified, no-fee banking through digital channels. Chime offers products designed to make banking more accessible and transparent compared to traditional banks. Its customer base mainly includes individuals looking for alternatives to conventional banking with lower fees and useful digital features. **How does it work?** Chime provides its banking services through a mobile app that users can download to open checking and savings accounts without visiting a branch. The app allows customers to manage their accounts, receive early access to direct deposits such as paychecks, and earn cash back on certain debit transactions. Technologically, Chime partners with established banks to hold customer deposits and issue debit cards while handling the consumer-facing digital experience and customer service. This model enables Chime to focus on user-friendly mobile banking without maintaining a traditional branch network. **Products and services** Chime offers fee-free checking accounts with no minimum balance requirements and automated savings accounts that accrue interest with competitive APYs. Its services include early direct deposit access, spending notifications, and tools to help customers track and manage finances through the app. Additionally, Chime issues Visa debit cards with features like 5% cash back on specific purchase categories and options for credit-building. The platform integrates digital banking features but does not offer full traditional banking services such as loans or mortgages directly.
How is the GuardScore calculated?
Recency · Recent reviews carry more weight than older ones, reflecting the current customer experience.
Verified reviews · Only reviews from real, verified customers are counted in the GuardScore.
Volume · The more reviews a business has, the more reliable and stable its GuardScore becomes.
Learn more about GuardScoremobile-bankingchecking-accountssavings-accountsdirect-depositdebit-cardscash-backfee-free-banking
Business activity: Chime
Response rate: 0%
Frequently Asked Questions about Chime
Why are there so many complaints about Chime's customer service?
A lot of people have had frustrating experiences when trying to get help from Chime, especially when it comes to resolving issues like fraud reports. Many users mention that they often end up speaking with support agents who don't seem to fully understand banking processes, which adds to the frustration.
Is Chime really that bad for handling fraud cases?
Some users have reported that when they faced fraudulent activity on their accounts, getting help was a nightmare. They felt that Chime's response was lacking, leading to serious dissatisfaction.
Why does the Chime app have so many outages?
There have been several complaints about the Chime app experiencing outages, which can be super annoying when you need to manage your finances. Users are hoping for more reliability since it can feel like the app's performance isn't consistent.
Are the Chime credit offerings really predatory?
Some users have expressed concerns that Chime's credit products are confusing and may not be as beneficial as they seem. People feel that the terms can be tricky and some have labeled the offerings as manipulative.
Do most users actually enjoy using Chime?
Surprisingly, a lot of users have reported that they generally like the Chime service and find it useful for managing their accounts with fewer fees. While some have had issues, many say they had a positive experience overall.
Why did I switch from a different card to Chime?
Many users, including those who used to have cards from other services, say they switched to Chime for its simplicity and features like early direct deposit. However, some regret the switch when they face issues and compare it unfavorably to their previous services.
